The fact you are looking for, or already receiving advice from us would indicate that a career in financial planning is not for you. We’ve designed our resource centre so that you can dip into subjects or linger on those that interest you most. Nothing beats personal advice in our view but we hope you find the information available here useful.
Protect yourself against on-line threats
With more and more cyber-attacks in the headlines, we wanted to pass along some recommendations on how to defend yourself against on-line threats.
Antivirus is the most important piece of software you can have on your device. It is used as your first line of defence to prevent, detect and remove malicious software. Your antivirus software should automatically update and will do a basic scan of your device on a regular basis, but we do recommend that you check it every few days to make sure it is being updated, and suggest at least once a week to do a full manual scan of your device.
Depending on your antivirus, it has the possibility of offering the facility of automatically checking incoming emails to protect your device and data from malicious software. Sadly, whether or not you have this facility, there is still always a possibility that a malicious email will enter your mailbox. This is where you come in, as you are the second line of defence.
To verify if an email is genuine, follow our recommendations below:
- Check for spelling mistakes and the reading style of the email
- Don’t open any email attachments you weren’t expecting
- Don’t trust the display name of a sender, cyber criminals can mask as a genuine sender using a “trusted” display name using a fake email address
- Hover over links before clicking on them to ensure you are being directed to the correct website
- Beware of urgent or threatening language, think before acting
- Don’t hand over undisclosed information when you are not required to for example, passwords/pin codes of your online banking details
- Review the signature of the sender, as any differences could mean it’s a non-genuine email
When communicating with us at Chadney Bulgin via email, we will never ask you to change a payment to a different set of bank details at short notice or without verbally confirming this.
When conducting business with us or any other organisation electronically or by telephone don’t be rushed, a genuine organisation won’t mind waiting. Trust your instincts – you know if something doesn’t feel right.
The most common practice of protecting your data is using a password. When choosing a password, we recommend the following below:
- The use of both upper-case and lower-case letters
- One or more numerical digits
- Special characters, such as @, #, $
- Avoid passwords that are easy to guess e.g. Password1!
- Do not use personal information as your password e.g. your name or your children’s names
- Think of an object that you use daily and use that as a part of your password e.g. T00thBrushO3!
- Don’t use the same password for everything
- Never disclose your password or any part of your password to a third party